Buying a new bike should be fun, but sometimes the financial aspect can take away from the excitement. That is why our team at SF Moto is here to take that burden off your shoulders, allowing you to focus on the fun part. Our financing center team is here to help find the most effective and affordable way to pay for your new motorcycle. Our relationships with 20+ lenders across San Francisco and the surrounding area ensure that you will secure the best financing out there.
Motorcycle Loan Q&A
What interest rate should I expect for my bike loan?
The interest rate on your motorcycle loan may vary based on your credit history and what lenders will offer based on that. That said, the average interest rate is between 3% and 9%, so you should expect a number somewhere in that range.
How much should I put down toward my new motorcycle?
The suggested down payment for your motorcycle is dependent on several factors: the total price of the bike you choose, the total cash you have available, and how much you are willing or able to borrow from a lender. If you have a motorcycle you are planning to trade in toward the newer model, that can also affect the initial cash-down amount you will need to put toward your purchase. Our team at SF Moto can help you determine how to make the most of your money whenever you are ready.
What will the monthly payment on my loan be?
To determine your monthly payment towards your motorcycle purchase, you’ll need a few different numbers. First, you’ll need the total price of the motorcycle after your down payment and any cash from selling your previous bike. You’ll need the term length of your loan as well as your agreed-upon interest rate. Once you have that information, you can calculate the total interest, add it to the loan amount, and divide that figure by the number of months in the loan. For a more precise figure, each motorcycle listing on our site has a payment calculator readily available under ‘Buyer Resources.’
Can I take out a loan to purchase a scooter?
Financing is available for most vehicles available at SF Moto, including our range of motorcycles and scooters. The quickest way to know if you are eligible for financing is to fill out our convenient application and see if you qualify.
Find & Finance Your Next Bike at SF Moto
Are you ready to drive around San Francisco on a new motorcycle? Do you want to work with a dealership that takes the hassle out of finding the right financing package? Contact us or swing by SF Moto today. We are ready to help you find and finance the bike of your dreams.
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